Tower is a not-for-profit financial cooperative that provides loan, deposit, and other financial services to a diverse membership, as defined by the boundaries of our field of membership.

We exist to provide superior service to all our members. We serve our members by creating and delivering value through the products and services we offer: value in terms of cost, convenience, reliability, variety, safety, honesty, confidentiality, and timeliness.

Through our dedication to the financial well-being of our members, we will support and reinforce the fundamental principles of the credit union movement.

Tower members enjoy:

• Lifetime membership. Once you establish yourself as a member of Tower, you remain a member, even if you leave our field of membership. Just maintain an active Prime Share (savings) account to assure a lifetime of access to our products and services.
• Competitive loan products designed to save you money. We can meet your needs whether it's a mortgage, new or used car loan, an equity line of credit, or a low, fixed rate credit card. We're ready to help simplify the borrowing process and save you money, too.
• Higher earnings. By virtue of its not-for-profit status, Tower is able to pay higher dividends on its deposit accounts than other, for-profit institutions. Dividends are based on the credit union's current income and available earnings, minus transfers to reserves.
• Lower fees. One of the ways we provide our members with exceptional value is to provide services for either no cost or as little as possible.
• Convenient access. Whether it be through our branches, Member Service Center, Home Banking Service, debit card, or Tower Talk 24, members can stay connected with their credit union around town or around the globe.
• Peace of mind. Member's shares are federally insured up to $100,000 by the National Credit Union Administration, a U. S. government agency.