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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

Refinance

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

Home Equity Loans & Lines

Home Equity Loans & Lines

Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.



Have an application?

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Purchasing a Home? Come to Tower First!

Tower has the mortgage loan option that's right for you.  100% financing available in Maryland, DC, Virginia, Florida (excluding condos), Texas and Colorado. 97% available in most other states. When it's time to settle your loan, use Tower Title Services (MD. VA. & PA. only).


Today's Rates
Today's loan rates
RatePointsAPRPayment
10 Year Fixed
Interest Rate6.250%Discount Points0APR6.379%Payment Amount$4,211
20 Year Fixed
Interest Rate6.250%Discount Points0.250APR6.355%Payment Amount$2,741




Our expected turn time for Purchases is to meet the contract settlement date

Our expected turn time on Refinances and Home Equity applications is currently 30-45 days