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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.


Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

Home Equity Loans & Lines

Home Equity Loans & Lines

Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.

Have an application?

Login to complete an unfinished application or see the status of your submitted application.

Tower's HomeAdvantageProgram

Search, buy, sell and save.

If you are buying or selling a home, our free, no obligation HomeAdvantage Program can help you find the home of your dreams, connect with an agent, and get a cash reward* all under one roof-ours!

*Click here for complete details.

Today's Rates
Today's loan rates
30 Year Fixed
Interest Rate7.500%Discount Points0.125APR7.573%Payment Amount$2,622
20 Year Fixed
Interest Rate7.375%Discount Points0APR7.452%Payment Amount$2,992
15 Year Fixed
Interest Rate7.125%Discount Points0.625APR7.321%Payment Amount$3,397

Our expected turn time for Purchases is to meet the contract settlement date

Our expected turn time on Refinances and Home Equity applications is currently 30-45 days