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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

Refinance

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

Home Equity Loans & Lines

Home Equity Loans & Lines

Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.



First Mortgage Loan Originators

   

Maria Reyes                                                     Philip Ulzheimer

Senior Mortgage Loan Originator                     Senior Mortgage Loan Originator 
             
Email: Maria.Reyes@towerfcu.org                   Email: Philip.Ulzheimer@towerfcu.org

Phone: 240-581-5304                                       Phone: 301-529-7848

Website: Maria Reyes                                       Website:  Philip Ulzheimer

Kevin (KP) Dunne                                             Lucious Pitts

Senior Mortgage Loan Originator                       Mortgage Loan Originator 
             
Email: Kevin.Dunne@towerfcu.org                     Email: Lucious.Pitts@towerfcu.org

Phone: 240-581-5307                                         Phone: 240-581-5308

Website: Kevin Dunne                                        Website:  Lucious Pitts


Kevin Jones

Manager RE Lending Retail Sales 

Email: Kevin.Jones@towerfcu.org

Phone: 240-581-5301         

Website: Kevin Jones       

               

Home Equity Advisors

   

Sarah Stramella                                               Angela Robertson

Senior Home Equity Advisors                            Senior Home Equity Advisors                

Email: Sarah.Stramella@towerfcu.org              Email: Angela.Robertson@towerfcu.org

Phone: 240-581-5303                                        Phone: 240-581-5302

Website: Sarah Stramella                                  Website:  Angela Robertson

   

Kevin Jones

Manager RE Lending Retail Sales 

Email: Kevin.Jones@towerfcu.org

Phone: 240-581-5301         

Website: 

Referral Channel Account Executives


Lee Griffith                                         

Home Equity Account Executive                        

Email: Lee.Griffith@towerfcu.org                       

Phone: 202-839-2670                                        

Website: Lee Griffith                                          


Beth Morse

Home Equity Account Executive

Email: Beth.Morse@towerfcu.org

Phone:202-329-4974

Website: Beth Morse


Reed Voorhees                               

Manager RE Lending Referral ChannelSales            

Email: Reed.Voorhees@towerfcu.org 

Phone: 240-581-5306

Today's Rates
Today's loan rates
RatePointsAPRPayment
30 Year Fixed
Interest Rate6.250%Discount Points0APR6.305%Payment Amount$2,309
20 Year Fixed
Interest Rate6.000%Discount Points0APR6.073%Payment Amount$2,687
15 Year Fixed
Interest Rate5.625%Discount Points0APR5.715%Payment Amount$3,089


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